Mortgages
Suncoast mortgages offer a lot more than just great rates. With low fees, quick closings, home insurance, flood insurance and a whole lot more… it's easy to see why a Suncoast mortgage is so smart!
Choose from a wide variety of financing options for home purchase or refinance:
- Special mortgage for first time homebuyers now available!
- Great for home purchases or refinances. Fixed rate mortgages offer stability and security from fluctuating interest rates. Payments may increase each year based on a required escrow account for property taxes and hazard insurance.
- Adjustable rate mortgages are variable and your annual percentage rate is subject to increase after the initial period of 3, 5 or 7 years. The interest rate will thereafter adjust each year based on an index plus a margin, subject to annual caps of 1.50% with a lifetime maximum cap of 5.0% over the initial rate. The initial rate is not based off the index plus margin that future interest rate changes are based on.
- This product allows for the purchase of a second home or vacation home in a number of designated states. It may be used in conjunction with our Sponsorship Mortgage Program and can be used for either purchase or refinance.
- Perfect for members who have hired a general contractor to build their home.
- Find out more about mortgages for residential lots, mobile homes and land, and home equity loans.
- This unique mortgage is designed to help borrowers purchase a home with minimal or no money down plus closing costs. Allows members to pledge other assets in lieu of a down payment; the pledged asset may also be offered by someone other than the borrower.
Visit the Online Mortgage Center to apply now or learn more about mortgages, refinancing, prequalification, preapproval, interest rates, products and the mortgage process.
For an estimated amortization and payment calculator,
click here. Suncoast can also help you with Homeowners, Condo, Renters or Flood Insurance! Through our subsidiary, Members Insurance Center, LLC, members and non-members have access to an array of insurance products at highly competitive rates.
Click here for more details or to request a quote.