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Checking Accounts

Open a Suncoast Smart Checking Account Today! Free checking for you. Free money for local schools.

When you open a Smart Checking account at Suncoast Schools Federal Credit Union, you do something smart for yourself and have a chance to help local school kids at the same time.

Introducing the Suncoast for Schools Rewards Check Card!

Every time you make a purchase with the Suncoast for Schools Rewards Check Card and sign instead of using your PIN, Suncoast donates money to the Suncoast for Kids Foundation to fund education-related initiatives in your local community. It doesn't cost you a thing, and you'll also receive ScoreCard® Rewards Bonus Points - plus all the other benefits of Suncoast Smart Checking.

The Suncoast for Schools Rewards Check Card is exactly the kind of service and innovation you'll only get with Suncoast, where smart people keep their money.



Apply today! Download a Suncoast Checking Account Application now!

Switch your checking account to Suncoast today! Click here for the Suncoast Switch Kit.


This free account offers state-of-the-art features including:

  Free Suncoast Exclusive checks*

  Free Visa check card

  ScoreCard® Rewards Bonus Points

  No monthly service fees

  No minimum balance requirements

  Unlimited check writing

  Free access to more than 190 Suncoast Owned ATMs, Publix Presto ATMs and thousands of CO-OP ATMs; click here for Suncoast ATM locations; click here for CO-OP ATM locations.
Note for Non-Suncoast Owned ATMs: Withdrawals are free, inquiries will incur a charge.

  Free overdraft protection

  Free access over the phone, in branches, point-of-sale and online.

  Free online banking

  Free online bill pay service

  Free direct deposit and payroll deduction

  $25 opening deposit required

* One box per year.

Keep the balance you want, write as many checks as you need, earn ScoreCard® Rewards Bonus Points, access your account as often as you like and never get hit with excessive or hidden fees. Now that’s Smart Checking!

Take advantage of Free Convenience Services:

  • Checking Account Reconciliation Form




  • Domestic & Overseas Travel Notification
    Check Clearing for the 21st Century Act
    ATM PIN Changes