Find out why banks charge fees for "FREE" checking accounts (and why free checking is still FREE at Suncoast).
Click here to find out more!Checking Accounts
When you open a Smart Checking account at Suncoast Schools Federal Credit Union, you do something smart for yourself and have a chance to help local school kids at the same time.
Every time you make a purchase with the
Suncoast for Schools Rewards Check Card, Suncoast donates two cents to the Suncoast Foundation to fund education-related initiatives in your local community. It doesn't cost you a thing, and you'll also receive
ScoreCard® Rewards Bonus Points - plus all the other benefits of Suncoast Smart Checking.
The
Suncoast for Schools Rewards Check Card is exactly the kind of service and innovation you'll only get with Suncoast, where smart people keep their money.
Apply today! Download 
a Suncoast Checking Account Application now!
Switch your checking account to Suncoast today! Click here for the Suncoast Switch Kit.
This free account offers state-of-the-art features including:
Free Suncoast Exclusive checks
* Free - no monthly fees or usage charges
on all debit purchases
** No monthly service fees
Free images of cleared checks
*** No minimum balance requirements
Unlimited check writing
Free access at Suncoast and Publix Presto ATMs and thousands more in our network; for Suncoast ATM locations; for CO-OP ATM locations.
Note for Non-Suncoast Owned ATMs: CO-OP Withdrawals are free, inquiries will incur a charge.
Free eStatements and combined account statements
Free
Free access over the phone, in branches and point-of-sale.
Free , bill pay and mobile banking.
Free Android and iPhone Apps.
Spanish statements available.
Free and
$25 opening deposit required for Regular and Choice 55 checking.
$5 opening deposit required for Teen checking accounts.
* One box per year.
** One point earned for every three dollars spent.
***Past 3 months available online using SunNet free online banking.
Keep the balance you want, write as many checks as you need, earn ScoreCard® Rewards Bonus Points, access your account as often as you like and never get hit with excessive or hidden fees.
Now that's Smart Checking!